Loan-to-value (LTV) calculator
Check a loan against the value of its collateral, and see the largest loan that fits your maximum loan-to-value.
- LTV
- 71.4%
- Within your maximum
- 75% allowed
- Largest loan at your maximum
- $3,150,000
- Equity cushion
- $1,200,000
How to use it
LTV = Loan amount / Collateral value
- Use the value your policy requires: usually the lower of appraised value and purchase price.
- Include senior liens when you want combined LTV.
- Maximum LTV varies by property type and policy; enter yours in the third field.
For illustration only. Use your institution's own policy definitions.
