Start with one workflow.
See it for 90 days.
One credit workflow, one loan segment, your rules. Your risk team sees every action the AI takes and every person who signed.
What you bring.
- One workflow that hurts
- New commercial requests, annual reviews, covenant tracking, portfolio monitoring or collections. Pick the one with the longest queue.
- One loan segment
- A slice of the book large enough to matter and small enough to watch closely, such as one region or one product.
- Your written policy
- Credit policy, limits and approval authority as they exist today. We turn them into rules with your team.
- A sponsor and a few people
- A credit or risk leader who owns the outcome, plus the analysts and officers who do the work today.
90 days. One workflow. Your rules.
We're starting with a small group of banks, credit unions and lenders. Pick the work that hurts most, such as new requests or annual reviews, on one loan segment. We run it under your rules and show risk exactly what the AI did.
- 1
Write down your rules
Week 0–2We turn your credit policy, limits and approval authority into Aarvion rules, with your credit team.
- 2
Connect your credit AI
Week 2–6Aarvion runs alongside your analysts on one loan segment, connected to your loan platform and core. It records everything and changes nothing.
- 3
Go live on one segment
Week 6–10The AI does the work. Holds go to the right signer. Stop all is one click away.
- 4
Walk through the record
Week 10–13Review the sealed record with risk, the way an examiner would.
Pilot questions.
Do we have to replace our loan platform or core?
No. The pilot runs alongside your existing systems and reads from them. Nothing in your systems changes without a person approving it.
What happens in the first weeks?
We turn your credit policy and approval authority into rules with your team, connect to the data for one segment, and run in a watch-only mode alongside your analysts before anything goes live.
Can we start with retail credit instead of commercial?
Yes. A retail pilot usually starts with portfolio monitoring, vintage and roll-rate analysis, line strategy or collections on one product.
What do we keep if we don't continue?
Your written credit rules and the full record of everything the AI proposed and everyone who approved it during the pilot.
How do we get started?
Send the form. We set up a call with your credit or risk lead to choose the workflow and segment, then agree the plan together.